1. Scope of This Policy
This Privacy Policy applies to all personal data collected and processed by phcash98 in connection with the operation of the platform at phcash98.net. It covers data collected when you visit the site, register an account, make a deposit or withdrawal, participate in games or betting markets, claim promotions, or contact phcash98 support.
This Policy applies to all current and former phcash98 players and to anyone who has submitted personal data to phcash98 in connection with a registration or account inquiry — even if a full account was never activated.
Philippine law: phcash98 processes personal data in compliance with the Philippines Data Privacy Act of 2012 (Republic Act No. 10173) and its Implementing Rules and Regulations. The National Privacy Commission of the Philippines is the relevant supervisory authority.
2. Personal Data We Collect
phcash98 collects personal data through several channels — directly from you during registration and account use, automatically through your interaction with the platform, and in some cases from third parties for verification purposes.
2.1 Data You Provide Directly
- Identity data: Full legal name, date of birth, gender, and nationality as provided during phcash98 registration.
- Contact data: Mobile number, email address, and residential address in the Philippines.
- Verification documents: Government-issued Philippine ID (PhilSys, passport, driver's licence, SSS ID, UMID, or PRC ID), selfie verification images, and proof of address submitted during KYC.
- Payment data: Details of the payment method used for deposits and withdrawals (e-wallet account numbers, bank account details, or card information processed through secure payment gateways — phcash98 does not store full card numbers).
- Communication data: Messages, emails, and chat logs exchanged with phcash98 support.
2.2 Data Collected Automatically
- Device and browser data: IP address, device type, operating system, browser version, and mobile carrier.
- Session and activity data: Login timestamps, session duration, pages visited, games played, bets placed, and results.
- Location data: Approximate location derived from your IP address, used to verify eligibility to access phcash98.
- Cookie and tracking data: As described in Section 6 of this Policy.
2.3 Data from Third Parties
phcash98 may receive identity verification data from third-party KYC service providers, fraud detection signals from payment processors, and eligibility information from self-exclusion registries where applicable under Philippine regulatory requirements.
phcash98 collects only what is needed to operate securely and fairly for every Filipino player on the platform.
3. Why We Collect and Use Your Data
The following table sets out the primary purposes for which phcash98 uses your personal data and the category of data involved for each purpose.
| Purpose |
Data Categories Used |
| Account registration and management |
Identity, contact, login credentials |
| Identity and age verification (KYC) |
Identity, verification documents, payment data |
| Processing deposits and withdrawals |
Payment data, identity data, transaction history |
| Delivering games and betting services |
Session and activity data, device data |
| Promoting responsible gaming |
Activity data, session data, self-exclusion records |
| Fraud prevention and security monitoring |
Device data, IP data, transaction patterns, identity |
| Regulatory compliance and record-keeping |
All categories as required by applicable law |
| Customer support and dispute resolution |
Identity, communication data, transaction history |
| Marketing and promotional communications (with consent) |
Contact data, activity preferences |
| Platform improvement and analytics |
Anonymised or aggregated session and activity data |
phcash98 does not use personal data for any purpose incompatible with those listed above. If a new purpose arises, this Policy will be updated and players will be notified as described in Section 13.
4. Legal Basis for Processing
Under the Philippine Data Privacy Act and general data protection principles, phcash98 processes personal data on the following legal grounds:
- Contractual necessity: Processing required to register and manage your phcash98 account, process payments, and deliver gaming services under the Terms and Conditions you agreed to.
- Legal obligation: Processing required to comply with anti-money laundering (AML) requirements, KYC regulations, age verification obligations, and other applicable Philippine laws and regulatory requirements.
- Legitimate interests: Processing for fraud detection, platform security, responsible gaming monitoring, and improving the phcash98 experience — where those interests do not override your rights.
- Consent: Processing for marketing communications and non-essential cookies, where you have provided clear, specific consent. You may withdraw consent at any time.
5. Who We Share Your Data With
phcash98 does not sell your personal data to any third party. We share personal data only where necessary for the purposes described in this Policy, and only with parties who are contractually bound to protect it.
5.1 Service Providers
phcash98 engages third-party service providers to support platform operations, including payment processors (GCash, Maya, BDO, BPI, UnionBank, Visa/Mastercard gateway providers), identity verification and KYC platforms, cloud infrastructure providers, and customer support software. These providers act as data processors under phcash98's instruction and may not use your data for their own purposes.
5.2 Game Suppliers
Live dealer and third-party game content on phcash98 is supplied by licensed game studios. These providers may receive anonymised session and game data for technical operation purposes. Where personal data is shared, it is governed by a data processing agreement.
5.3 Regulatory and Law Enforcement Authorities
phcash98 will disclose personal data to Philippine government authorities, regulators, or law enforcement agencies where required by law, court order, or regulatory instruction. We will notify affected players of such disclosures where legally permitted to do so.
5.4 Fraud Prevention Networks
phcash98 participates in industry fraud prevention frameworks. Anonymised or pseudonymised risk signals may be shared with these networks to protect all platform participants from fraudulent activity.
Note: phcash98 will never share your full payment credentials, government ID images, or live selfies with any party other than your nominated KYC verification provider and relevant regulatory bodies.
Across every city in the Philippines, phcash98 players can trust that their data is handled responsibly and kept secure.
6. Cookies and Tracking Technologies
phcash98 uses cookies and similar tracking technologies to operate and improve the platform. A cookie is a small text file placed on your device that allows the platform to recognise your browser and remember certain information between sessions.
6.1 Types of Cookies We Use
- Essential cookies: Required for the phcash98 platform to function — including session authentication, security tokens, and load balancing. These cannot be disabled without breaking platform functionality.
- Functional cookies: Remember your preferences such as language settings, last game played, and notification preferences.
- Analytics cookies: Collect anonymised data about how players navigate phcash98, which pages are visited most, and where players experience errors. This data helps improve the platform.
- Marketing cookies: Used only with your consent to help phcash98 understand the effectiveness of promotional communications and display relevant offers. You can withdraw consent at any time.
6.2 Managing Cookies
You can manage non-essential cookie preferences through the cookie settings interface available on phcash98. You may also configure your browser to block or delete cookies, though this may affect your ability to use certain features of the platform.
7. Data Security
phcash98 takes the security of your personal data seriously. We implement a combination of technical, administrative, and physical safeguards to protect data against unauthorised access, disclosure, alteration, and loss.
Our security measures include:
- Encryption of data in transit using TLS (Transport Layer Security).
- Encryption of sensitive data at rest, including payment and identity information.
- Role-based access controls that limit staff access to personal data on a need-to-know basis.
- Regular security audits and vulnerability assessments of phcash98 systems.
- Multi-factor authentication requirements for staff with access to player data systems.
- Incident response procedures to detect, contain, and report data breaches promptly.
Your role in security: phcash98 can only protect the data within our systems. You are responsible for keeping your account credentials, payment PINs, and OTPs confidential. Never share these with anyone, including anyone claiming to represent phcash98 support.
You Register
Encrypted Transfer
Secure Storage
Access Controls
Monitored 24/7
8. Data Retention
phcash98 retains personal data for as long as your account is active and for the period following closure necessary to comply with our legal obligations. The specific retention periods for key data categories are as follows:
| Data Category |
Retention Period |
Reason |
| Account and identity data |
5 years after account closure |
AML and regulatory compliance |
| Transaction records |
5 years from transaction date |
Financial record-keeping obligations |
| KYC verification documents |
5 years after account closure |
Regulatory and legal requirements |
| Support communication logs |
3 years from last interaction |
Dispute resolution and quality assurance |
| Game and betting activity logs |
3 years from activity date |
Dispute resolution and responsible gaming monitoring |
| Marketing consent records |
Until consent is withdrawn plus 1 year |
Consent compliance |
| Anonymised analytics data |
Indefinitely (anonymised) |
Platform improvement; no personal data retained |
After the applicable retention period, personal data is securely deleted or irreversibly anonymised.
9. Your Data Rights as a Filipino Player
Under the Philippines Data Privacy Act of 2012, you have the following rights with respect to your personal data held by phcash98. To exercise any of these rights, contact us at support@phcash98.net.
Right to Access
Request a copy of the personal data phcash98 holds about you and information about how it is used.
Right to Correct
Request correction of inaccurate or incomplete personal data in your phcash98 account.
Right to Erasure
Request deletion of personal data where retention is no longer required by law or contract.
Right to Object
Object to processing based on legitimate interests, including direct marketing, at any time.
Right to Data Portability
Request a structured, machine-readable copy of data you have provided to phcash98 for transfer to another service.
Right to Complain
Lodge a complaint with the National Privacy Commission (NPC) of the Philippines if you believe phcash98 has mishandled your data.
phcash98 will respond to data rights requests within 15 business days of receipt. In some cases, we may need to verify your identity before processing a request. Where a request cannot be fulfilled — for example, because the data must be retained by law — we will explain the reason clearly.
10. Minors and Child Protection
phcash98 is strictly for adults aged 21 and above. We do not knowingly collect personal data from individuals under the age of 21. If phcash98 discovers that personal data has been submitted by an underage person, the account will be closed immediately and all associated data deleted, subject to any legal retention obligations.
If you are a parent or guardian and you believe a minor in your care has registered a phcash98 account or submitted personal data to phcash98, please contact us at support@phcash98.net immediately.
11. Marketing Communications
phcash98 may send you promotional communications about new games, bonus offers, sporting event markets, and platform news. We will only do this where you have provided clear consent during registration or subsequently through your account notification settings.
You can opt out of phcash98 marketing communications at any time by:
- Updating your notification preferences in your phcash98 account settings.
- Clicking the unsubscribe link in any phcash98 marketing email.
- Contacting support at support@phcash98.net with an opt-out request.
Opting out of marketing does not affect transactional communications — phcash98 will still send you account-related messages such as deposit confirmations, withdrawal notifications, and security alerts.
12. Cross-Border Data Transfers
Some of phcash98's service providers — including cloud infrastructure and KYC verification partners — may process or store data on servers outside the Philippines. Where such transfers occur, phcash98 ensures that appropriate safeguards are in place, including contractual protections requiring the recipient to protect the data to a standard equivalent to Philippine data protection law.
phcash98 does not transfer personal data internationally for any purpose beyond what is described in this Policy, and we do not transfer data to countries without adequate data protection frameworks without ensuring appropriate contractual safeguards are in place.
13. Changes to This Privacy Policy
phcash98 may update this Privacy Policy from time to time to reflect changes in our data practices, legal requirements, or platform features. When material changes are made, we will notify registered players by email and post a visible notice on the phcash98 platform for a reasonable period before the changes take effect.
The "Last Updated" date at the top of this Policy indicates when it was most recently revised. Continued use of phcash98 after the effective date of any updated Policy constitutes acceptance of the updated terms.